I was a poverty case for many years. It was kind of cool in my 20s, though when I hit 30, I decided to try to create some abundance in my life.
Many of my old friends are still struggling financially, and recently I had long talks with two of them — and realized in a new, simple way what was keeping them trapped in their endless struggles with their finances. I came up with two simple things to do that can help them take a quantum leap in prosperity:
(1) Clean up your debts.
The Chinese have it absolutely right: before each Chinese New Year, they have a great tradition of paying off all personal debt, so they start the year debt free.
It’s okay to have debt that you are managing to pay off. Long-term debts like mortgages or car payments, even student loans or credit cards are fine as long as you keep paying them down on schedule.
The kind of debt that hurts so many people is when they’ve borrowed money from friends or family — or anyone else — and are not paying them back. People hurt themselves emotionally and financially when they’ve agreed to make certain payments and have failed to do so.
If you’ve agreed to pay some person (or institution) a certain monthly amount and then defaulted on that, you are sending a powerful piece of programming — a negative affirmation, if you will — to your subconscious mind, saying in effect:
I DO NOT HAVE ENOUGH. I CAN’T
PAY MY DEBTS.
I AM INCAPABLE OF KEEPING MY AGREEMENTS.
How can you possibly create a life of
prosperity when you’re repeatedly
telling yourself you’re incapable of it? It cannot be done. The
solution is to clean up your debts: make new agreements with anyone you
owe something to, and stick to those agreements. Even if you have to
pay just a small amount per month, whenever you’re making a payment on
time you’re sending another powerful piece of programming to your
I HAVE ENOUGH.
I AM CAPABLE OF KEEPING ALL MY AGREEMENTS.
I AM CLEANING UP MY DEBTS
AND CREATING ABUNDANCE AND PROSPERITY IN MY LIFE.
If you’re going to miss a payment,
contact the person you owe and
re-schedule, so that you keep making these kinds of positive
affirmations to your subconscious mind. You’ll find you’re fully
capable of making every payment you have deeply committed to. And
you’re on your way to a life of prosperity and abundance.
(2) Affirm your way to wealth.
There’s nothing new in this second piece of advice. It’s been said millions of times. Our thoughts have creative power. The more we repeat expansive thoughts, the more expansive results we see in our lives.
Find an affirmation or mantra or prayer or poem or song or anything else that works for you and repeat as often as necessary until you see the results in your life, and your affirmation is no longer necessary because it has become realized in your life.
Here’s a few that worked for me:
I AM SENSIBLE AND IN CONTROL
OF MY FINANCES.
I AM CREATING TOTAL FINANCIAL SUCCESS,
IN AN EASY AND RELAXED MANNER,
A HEALTHY AND POSITIVE WAY,
IN ITS OWN PERFECT TIME,
FOR THE HIGHEST GOOD OF ALL.
I AM NOW TAKING A QUANTUM LEAP IN MY LIFE,
EMOTIONALLY AND FINANCIALLY.
You may have to find other words that have the same kind of impact that those words have had for me. But once you find the right words, and plant them in your subconscious mind, you see results in your life.
You naturally, easily and effortlessly, start thinking more expansively, more creatively. New, fresh ideas come to you. New opportunities appear. Plans come to mind. And the steps to take next become obvious and easy to take.
Soon you’re living in a brighter, far more expansive world.